What's the difference between a debt collector and bailiff ?
A debt collector can only ask you to pay off your debt and this would not be considered as a "priority" debt; they have no legal authority and cannot enter your home ot take your possessions. A debt collector does not have a power to visit your home without prior arrangement or agreement from you. If they behave in a threatening manner you must contact the police. If they give the impression that they are an appointed bailiff then you must contact Consumer Direct on 08454 04 05 06
A bailiff becomes involved if you are unable to come to an arrangement with your creditors after they have gone to court. If a bailiff does come to your home, you do not have to let them in. They cannot force their way in on their first visit, but they can enter through an open window or an unlocked door. Forced entry includes pushing past you once you have opened the door or leaving their foot in the door to prevent you from closing it. Actions like these would make the process illegal.